COMMERCIAL INSURANCE • BROWARD COUNTY
Business Owners Policy (BOP) Insurance in Broward County
A business owners policy may combine commercial property and liability coverage in one policy for some qualifying businesses. Our team can help you start a request and review what you want considered.
Explore Online Business Quote Options
Submitting a request does not bind, change, or cancel insurance coverage.
What a BOP discussion may include
Coverage structure depends on the insurer, your business, eligibility, and policy terms. A BOP does not necessarily include every coverage a business needs.
Liability coverage
Discuss customer or visitor interactions, products, completed work, and contract requirements with our team.
Business property
Describe your building interest, equipment, inventory, furniture, and other business property you want reviewed.
Business profile
Share what the business does, where it operates, and whether it owns or leases its location.
What to share with our team
Prepare your business name, location, operations, approximate property details, and the coverage questions you want reviewed. If you already have a policy, its declarations or renewal notice may help our team understand your current setup. Sharing existing policy information is optional and does not replace this quote request.
Common questions
Does a BOP include both liability and property?
It may combine liability and commercial property coverage for an eligible business. The insurer, policy terms, limits, and exclusions determine what is included.
Is every small business eligible?
No. Eligibility varies by insurer, operations, location, and underwriting information. A request begins a review; it does not guarantee an offer.
Check the package and the gaps
A BOP commonly combines liability, business property and business income coverage. Compare the actual causes of loss, limits, deductibles and conditions of the package being offered. A BOP is not a complete answer to every business exposure.
Ask separately about workers’ compensation, commercial auto and professional liability. Your operations determine which additional discussions matter.
Explore our agency-linked online business quote options to check available packages, or use the agency review route below. Online eligibility is determined by the selected provider.
For the quote, gather your location, operations, property values, revenue and lease insurance requirements. Reference: Coterie’s BOP overview.
Request a BOP review
Use the dedicated RiskAdvisor form to describe your business and property, or call our team at (800) 310-2743.
Coverage, eligibility, limits, and exclusions depend on the insurer and policy. A request is not a binder and does not change or cancel existing coverage. Review our insurance disclosures.