Dental insurance can help make routine oral care more manageable and may provide benefits for other covered services. Broward County individuals, families, and employers can compare available plan options with help from a licensed independent insurance agency.
Compare dental plan options
Plan designs differ by carrier. Depending on the plan and eligibility, options may include preventive care, basic services, and major services. Some plans may also offer orthodontic benefits. The services covered, benefit amounts, waiting periods, deductibles, coinsurance, annual maximums, and provider networks vary.
Before choosing a plan, consider:
- Whether your dentist participates in the plan’s network
- How the plan covers preventive, basic, and major services
- Any waiting periods, exclusions, deductibles, copayments, or annual limits
- Whether coverage is individual, family, or through an employer
- When coverage can begin and whether an enrollment window applies
Florida dental insurance markets
Our agency currently holds Florida appointments with Delta Dental Insurance Company, Renaissance Life & Health Insurance Company of America, and Ameritas Life Insurance Corp. Available products and plan designs depend on the carrier, enrollment channel, location, eligibility, and current availability. An appointment does not mean every carrier plan is available to every applicant.
Individual, family, and employer coverage
People buying coverage on their own may compare individual or family options. Employers may be able to review group dental benefits for eligible employees. Group and individual plans can have different enrollment rules, networks, rates, and benefit structures. We can help identify available options based on your situation.
Get help comparing plans
Tell us who needs coverage, whether you have a preferred dentist, and when you want coverage to begin. We can review available plan information and help you understand key differences. Final coverage, benefits, provider participation, and eligibility are determined by the carrier and the policy or plan documents.
Request dental insurance options or call 800-310-2743.
Frequently asked questions
Does dental insurance cover every service?
No. Covered services, limits, exclusions, and member costs vary by plan. Review the applicable policy, certificate, or summary of benefits before enrolling.
Can I keep my current dentist?
That depends on the plan’s network and out-of-network rules. Confirm your dentist’s participation with the carrier before selecting coverage.
Are there waiting periods?
Some plans may apply waiting periods to certain services, while others may have different rules. Check the specific plan documents and effective date.
Insurance products, terms, rates, eligibility, and availability vary by carrier and plan. Coverage is subject to underwriting and the policy or plan terms, conditions, limitations, and exclusions. This page is general information and is not a guarantee of coverage or benefits.