Extra liability protection can help protect your assets when a covered claim exceeds the liability limits of an underlying home, condo, rental property, auto, or other eligible policy.
Request an Umbrella Insurance ReviewA serious accident or liability claim can create costs that exceed the limits of your primary insurance policies. Personal umbrella insurance is designed to provide an additional layer of liability protection above qualifying underlying policies, subject to the umbrella policy's terms, limits, exclusions, and required underlying coverage.
Coverage varies by carrier and policy. Depending on eligibility and policy terms, umbrella insurance may provide additional liability protection for covered claims involving bodily injury, property damage, and certain personal liability exposures.
Adds an additional layer of liability limits above qualifying underlying insurance when a covered loss exceeds those limits.
Depending on the policy and circumstances, coverage may include defense costs associated with covered liability claims.
Umbrella coverage can be considered as part of a broader insurance review for households with homes, vehicles, rental properties, significant assets, or other liability exposures.
Umbrella insurance may be worth reviewing if you own a home or rental property, have multiple vehicles or drivers, have a pool or other higher-liability exposures, or simply want liability limits beyond those available on your underlying policies. Eligibility and required underlying limits vary by insurer.
Direct Insurance Network, LLC is an independent insurance agency. We can review your current liability limits and available umbrella options and help determine which policies may satisfy an insurer's underlying coverage requirements. Coverage is subject to carrier underwriting and eligibility.
Request an umbrella insurance review or call our agency to discuss your current home, auto, rental property, and other applicable liability coverage.
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