Direct Insurance Network, LLC
Direct Insurance Network, LLC
Home / Renters insurance
RENTERS INSURANCE • BROWARD COUNTY
A new place. A little more peace of mind. Moving into an apartment, condo or rental home? Explore renters coverage online or get personal help from our independent agency.
The online quote button opens our ePremium partner site. Availability and coverage depend on eligibility and policy terms.
Photo: Med Badr Chemmaoui / Unsplash.
A renters policy is designed for the tenant’s needs; it is separate from the owner’s property insurance. Depending on the policy, options may include:
Review the amount and types of belongings you want to insure, along with any special limits or exclusions that may apply.
Ask about personal liability coverage and how the policy defines covered claims, exclusions and limits.
Some policies may include coverage for certain additional living expenses after a covered loss. Check the specific form, limit and conditions.
The building owner insures the property. That does not mean your furniture, clothing and electronics are protected by the landlord’s policy.
Your renters policy addresses your own coverage needs. Review belongings, liability and living-expense limits separately, and check how the policy values damaged items.
Have the insurance section of your lease nearby when you compare options. Requirements vary by property and landlord.
Your rental location, selected limits, deductible and insurer’s rating criteria affect the quote. Compare coverage and exclusions as well as the premium.
There is no single price for every Broward renter. Use the online quote or ask our team to review options for your situation.
Work through one room at a time. Write down an estimated replacement cost for each group, then add the amounts. Keep the list and photos privately for your own records.
This is an inventory starting point, not a recommended policy limit. Ask about special limits for jewelry or other valuables and how claims are settled.
Ready to explore online? Our quote button opens ePremium’s page identifying Direct Insurance Network, LLC. Select “Get Started with ePremium” to begin its enrollment process.
Want guidance first? Our short agency request asks for your name, phone and ZIP. Share your move-in date or lease questions in the optional details field. You can also call (800) 310-2743.
An inquiry or quote does not start coverage. Confirm the issued policy and effective date before using it as proof for your landlord.
Do not assume a renters policy covers flood damage to belongings. Flood coverage is a separate subject to review, and availability and terms vary. See our Broward County flood insurance information or tell us you want to discuss it.
Do not assume it does. The landlord’s policy and your own renters coverage serve different purposes; review the policies and lease requirements.
No. Start the request and our team can explain what information would help compare options.
Not by itself. Check your lease and provide any required proof only after coverage is issued and confirmed.
Ask the insurer who qualifies as an insured. Do not assume sharing an address includes another person on your policy.
Yes. Tell us whether you rent a house, condo or apartment.
Contact the insurer or our team before moving to review the address, effective date and any changes needed.
Confirm the effective date and completion requirements with the provider. A request does not bind insurance.
Michael Roberts, MHA, founded Direct Insurance Network, LLC. Our team helps Broward renters understand their next step, whether they are moving to Fort Lauderdale, Hollywood, Pembroke Pines or another local community.
Meet our agency · Existing-client policy help
Learn more from the Florida Department of Financial Services renters guide and NAIC consumer guidance. Your policy controls coverage.
Use the quote request form to share a few details. Our team will follow up during business hours. A request is not an application or a binder and does not change existing coverage.