CONDO UNIT OWNERS · BROWARD COUNTY
Broward County Condo Insurance
Buying a condo, renewing coverage or changing how you use your unit? Direct Insurance Network, LLC helps Broward County condo owners request HO-6 insurance options and review the details that matter.
Choose “Condo” on the quote form. Our team follows up during business hours.
What does an HO-6 policy help cover?
Your association’s master policy and your own condo policy serve different purposes. Review them together to identify what your unit policy needs to cover.
Unit interior
Review coverage for the interior improvements and building items that are your responsibility.
Personal belongings
Consider coverage for furniture, clothing and other belongings, including any special limits.
Personal liability
Review protection for covered claims alleging injury or property damage for which you are legally responsible.
Additional living expenses
A covered loss may make your unit unlivable. Review the policy’s limits and conditions for extra living costs.
Coverage varies by policy. Limits, deductibles, exclusions and endorsements affect how a claim is handled.
Four details worth a closer look
Wind and hurricane deductibles
Confirm whether wind is included. If a separate hurricane deductible applies, review its dollar amount before comparing premiums.
Loss assessment
Review coverage for your share of an eligible covered loss to common property. Not every association assessment is covered.
Flood insurance
Flood needs a separate review. Ask about building and contents coverage, and how your unit’s protection fits with any association flood policy.
Seasonal use and rentals
Tell us if you live in the unit, use it seasonally or rent it out. Short-term rentals can require different coverage.
START WITH THE BASICS
Request a quote without sorting it all out alone
Send your contact information and select Condo. Add your renewal or closing date in the message so our team knows your timing.
During follow-up, we’ll ask for the property and coverage details needed to explore available options. You can also tell us if you want a flood quote.
Request a Condo QuoteCondo insurance questions
Do I need the association’s documents before starting?
No. You can send the initial quote request now. Let us know which documents you have, and our team will explain what else is needed.
Can you help with a seasonal or rented condo?
Tell us how often you occupy the unit and whether you rent it to others, including short-term stays. Our team can review options based on the actual use. Availability depends on underwriting.
Will I receive an instant price online?
This form starts a request for our team to review. It does not issue an instant premium or bind coverage. We’ll follow up during business hours about the next steps.
Helpful insurance resources
Florida DFS: homeowners and condo policy overview
Helping condo owners across Broward County
From Fort Lauderdale, Pompano Beach and Deerfield Beach to Hollywood, Hallandale Beach, Plantation and Pembroke Pines, our team helps condo owners take the next step. BrowardInsurance.com is operated by Direct Insurance Network, LLC, an independent agency based in Boca Raton.
Ready to review your condo coverage?
Start with a short request. Our team will help you identify the information needed to move forward.
Monday–Friday, 9 a.m.–5 p.m. Eastern.